Question 1

Is LumaBill a Bexio alternative?

Accepted Answer

Yes. LumaBill provides full invoicing and bookkeeping features — including bank import, expense tracking, and AI categorization — starting at CHF 15/mo. That's significantly less than Bexio's CHF 35–42/mo plans, with more AI capacity included.

Question 2

Does it support double-entry bookkeeping?

Accepted Answer

Yes. LumaBill uses a full double-entry ledger backend. You can start with the simplified Milchbüechli view and switch to advanced double-entry mode anytime — it's a free toggle within the Bookkeeping module.

Question 3

Is my data safe?

Accepted Answer

Yes. LumaBill is Swiss-made and hosted on AWS in Zurich, Switzerland. Your data is encrypted and never leaves Switzerland. AI processing runs on AWS Bedrock in Switzerland. We are compliant with Swiss nDSG and EU GDPR.

Question 4

Can I import bank statements (CAMT.053)?

Accepted Answer

Yes. LumaBill supports ISO 20022 CAMT.053 bank statement import. Upload your bank file, and transactions are automatically parsed and matched to invoices and expenses — with optional AI-assisted categorization.

Question 5

What's in the free plan?

Accepted Answer

The free plan includes basic invoicing with Swiss QR-bill generation. You can create up to 5 invoices, manage clients, and use the product catalog — no credit card required.

Question 6

Can I use it for my AG/GmbH?

Accepted Answer

Absolutely. With the Bookkeeping module, LumaBill provides double-entry bookkeeping with a Swiss KMU chart of accounts, P&L, Balance Sheet, VAT reporting, and GeBueV-compliant audit exports — everything an AG or GmbH needs.

Question 7

How does AI categorization work?

Accepted Answer

LumaBill uses Claude AI (via AWS Bedrock in Switzerland) to automatically categorize expenses and bank transactions into the correct bookkeeping accounts. The AI suggests an account code with a confidence score, and you confirm or adjust. 100 documents per month are included.

Question 8

What about VAT (MWST) reporting?

Accepted Answer

The Bookkeeping module includes a VAT report that calculates your VAT liability based on journal entries. It supports Swiss VAT rates (8.1%, 2.6%, 3.8%) and can be exported for your tax filing.

Note legali

Indirizzo di contatto

Rappresentante autorizzato

Iscrizione al registro di commercio