Simple as a spreadsheet. Powerful as full bookkeeping.
Start with simple income-expense tracking. Switch to double-entry when your business needs it — no data loss, no restart.
From CHF 15/mo. Start free with 5 invoices — no credit card.
Over 350 Swiss freelancers and small businesses use LumaBill.
Simple by default. Powerful when you need it.
Start with simple bookkeeping. One click — you have full double-entry. Your data stays the same.
Simple Milchbüechli bookkeeping — ready for double-entry when you need it.
- Simple invoicing with Swiss QR-bills
- Expense tracking & receipts
- Tax-ready revenue reports
- Start in minutes, no accounting knowledge needed
Doppelte Buchhaltung
- Full double-entry bookkeeping
- Bank import (CAMT) & reconciliation
- Balance sheet, P&L & VAT reports
- GeBueV-compliant fiscal year close & audit export
One toggle separates simple from advanced bookkeeping. Your data, your pace.
Everything you need to run your business
From invoicing to reports — all in one place.
Create & send QR invoices
- -Create Swiss QR-bill invoices in seconds with automatic reference numbers
- -Send invoices by email and track when they're opened
- -Set up recurring invoices for repeat clients and subscriptions
Expense Tracking
- -Capture receipts and categorize expenses on the go
- -Automatically match expenses to your chart of accounts
- -Keep a clear audit trail for tax season
Bank Import
- -Import CAMT.053 and CSV bank statements with one click
- -Automatically match transactions to open invoices
- -Reconcile your accounts in minutes instead of hours
Financial Reports
- -Generate P&L, balance sheet, and VAT reports instantly
- -Close fiscal years with full audit export
- -Swiss-compliant reporting ready for your accountant
Get started in 3 steps
Create your account
Sign up in seconds with your email. No credit card required to get started.
Set up your invoices
Add your company details, clients, and catalog. Create professional invoices in minutes.
Send and get paid
Send invoices with a QR payment slip. Track payments and manage your bookkeeping effortlessly.
Simple pricing. No surprises.
Start free with 5 invoices. Upgrade when you're ready.
Invoicing
- Unlimited invoices & offers
- Swiss QR-bill generation
- Multiple company profiles
- Email sending & tracking
- Recurring invoices
- Advanced reports
Bookkeeping included
- Expense tracking & receipts
- Bank import (CAMT & CSV)
- Double-entry ledger
- P&L, Balance Sheet, VAT reports
- Fiscal year close & audit export
- Chart of accounts management
Start free with 5 invoices. Cancel anytime.
The right tool for the job
Not every business needs enterprise software.
| Bexio / Excel | LumaBill | |
|---|---|---|
| Built for | Medium to large businesses | Freelancers & small KMUs |
| Complexity | Feature-heavy, steep learning curve | Simple, focused on essentials |
| Bank import | Often manual CSV upload | Automatic CAMT.053 import |
| AI categorization | Not available | Built-in AI bookkeeping assistant |
| Learning curve | Days to weeks | Minutes |
| Price | CHF 30–80+/month | Free plan available |
Tools like Bexio are great for larger companies. We're built for freelancers and small KMUs.
Your data stays safe
Privacy, security, and compliance built in from day one.
Swiss hosted
Your data is stored on servers in Switzerland, subject to Swiss data protection laws.
Your data, your control
Export or delete your data at any time. No vendor lock-in, no hidden fees.
Transparent AI
AI assists with categorization and suggestions — you always keep full control.
Swiss compliance
QR invoices, VAT support, and bookkeeping aligned with Swiss standards.