CASHCTRL ALTERNATIVE

The simple CashCtrl alternative with AI

Invoicing, bookkeeping and expenses - as capable as CashCtrl, but simpler and with a real AI assistant. With a native MCP server and the Swiss QR-bill. From CHF 15.85 per month.

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Swiss hosting (AWS Zurich) · QR-bill included · Cancel anytime

WHY LUMABILL

Just as powerful, simpler to use

CashCtrl is powerful and has a strong free plan - but it's technical and built for accountants. LumaBill brings three things that set it apart.

An AI assistant, not just OCR

LumaBill scans receipts, categorises expenses and matches bank transactions with a real AI assistant (Claude AI, hosted in Switzerland). CashCtrl offers OCR receipt capture, but no AI assistant.

Run your books by AI (MCP server)

Connect Claude, ChatGPT or Cursor straight to LumaBill: "Create an invoice for client X". A native MCP server gives your AI assistant full, secure access - something CashCtrl doesn't offer.

Simple, no accounting knowledge needed

CashCtrl is built for accountants, with a correspondingly dense interface. LumaBill gets you to your first invoice in minutes - even with no prior experience.

DIRECT COMPARISON

LumaBill vs. CashCtrl

An honest comparison. CashCtrl has a strong free plan - we say so too.

Feature
LumaBill
CashCtrl
Swiss QR-bill (ISO 20022)
Double-entry bookkeeping & VAT
Permanently free plan
14-day free trial
Automatic bank matching (CAMT)
Pro
AI assistant (receipts, matching)
OCR, no assistant
Native AI control (MCP server)
Claude, ChatGPT, Cursor
Onboarding
Minutes
Technical, accountant-style
Price per month
from CHF 15.85 (with AI 24.20)
Free plan; Pro from 19.90

CashCtrl pricing and features as of 2026 (free plan; Pro from CHF 19.90/mo, automatic bank import in the Pro plan). Both tools support the Swiss QR-bill, double-entry bookkeeping and VAT.

More simplicity, AI included

CashCtrl offers a strong free plan and a technical feature set. LumaBill leans on simplicity plus a real AI assistant and MCP server - from CHF 15.85 per month, with all AI features CHF 24.20.

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SWITCH WITHOUT RISK

Switching from CashCtrl is easy

Nobody likes losing data or time. So we make the switch easy and low-commitment.

Bring your data
Import contacts and line items via CSV - or start fresh in minutes.
No lock-in
Export everything anytime as CSV, PDF or a GeBüV-compliant audit export.
Ready in minutes
Your first QR-bill in minutes - no accounting knowledge needed.
No credit card required
Try it free and decide in your own time. Cancel anytime.

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BEREIT IN UNTER 2 MINUTEN

Your first invoice in 5 minutes. Accountant optional.

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14 TAGE GRATISJEDERZEIT KÜNDBARSCHWEIZER HOSTING

Swiss-made invoicing and bookkeeping - built for freelancers, GmbHs and AGs.14 days free. Cancel anytime.