BANANA ALTERNATIVE

The cloud alternative to Banana Accounting

Invoicing, bookkeeping and expenses straight in your browser - with an AI assistant, automatic bank matching and the Swiss QR-bill. No download, no local files, accessible from anywhere.

Try it freeSee pricing

Swiss hosting (AWS Zurich) · QR-bill included · Cancel anytime

WHY LUMABILL

More than a spreadsheet on your desktop

Banana is cheap and solid - but a desktop program with local files. LumaBill brings three things Banana doesn't have.

In the cloud, not on one device

LumaBill runs in your browser - laptop, tablet and phone, with nothing to install. Your data is stored securely in Switzerland (AWS Zurich) with automatic backups. Banana stores files locally on your machine.

AI assistant included (with MCP server)

Scan receipts, categorise expenses and run your books via Claude, ChatGPT or Cursor through a native MCP server. Banana has no AI features.

Automatic bank matching

LumaBill imports your CAMT bank files and matches payments to open invoices automatically. In Banana you reconcile by hand.

DIRECT COMPARISON

LumaBill vs. Banana

An honest comparison. Where Banana is stronger - on price, for instance - we say so.

Feature
LumaBill
Banana
Swiss QR-bill (ISO 20022)
Double-entry bookkeeping & VAT
Cloud / browser-based, nothing to install
Desktop app
Automatic bank matching (CAMT)
Import, manual
AI receipt recognition
Native AI control (MCP server)
Claude, ChatGPT, Cursor
Price
from CHF 15.85/mo
CHF 69/year (~5.75/mo)

Banana pricing and features as of 2026 (Banana Accounting Plus, from CHF 69/year). Banana is desktop software with local data storage; LumaBill runs in the cloud in Switzerland (AWS Zurich).

Pay a little more, save a lot of time

Banana costs from CHF 69 a year as a desktop licence - cheap, but with no cloud, AI or automatic bank matching. LumaBill starts at CHF 15.85 a month and takes the manual work off your plate: AI assistant, automatic matching and access from anywhere included.

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SWITCH WITHOUT RISK

Switching from Banana is easy

Nobody likes losing data or time. So we make the switch easy and low-commitment.

Bring your data
Import contacts and line items via CSV - or start fresh in minutes.
No lock-in
Export everything anytime as CSV, PDF or a GeBüV-compliant audit export.
Ready in minutes
Your first QR-bill in minutes - no accounting knowledge needed.
No credit card required
Try it free and decide in your own time. Cancel anytime.

More comparisons

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BEREIT IN UNTER 2 MINUTEN

Your first invoice in 5 minutes. Accountant optional.

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14 TAGE GRATISJEDERZEIT KÜNDBARSCHWEIZER HOSTING

Swiss-made invoicing and bookkeeping - built for freelancers, GmbHs and AGs.14 days free. Cancel anytime.