7 Swiss tools compared head-to-head
Prices per month on annual billing, as of July 2026. See each comparison page for details and sources.
The right accounting software depends on what you need: just fast QR-bills, full double-entry bookkeeping with VAT returns, or an AI assistant that scans receipts and matches bank transactions. This overview lines up the most common Swiss tools and links a detailed head-to-head with LumaBill for each.
Provided without warranty; competitor prices checked on the official pricing pages on 26 July 2026. Banana is a desktop app (Free up to 70 entries, Professional CHF 89/year). CashCtrl has a free plan; PRO costs CHF 350/year, prepaid. KLARA has no free plan, only a trial. FastBill is a German product without the Swiss QR-bill. The providers' official pricing pages are authoritative.
Every comparison in detail
Honest head-to-heads - where a competitor fits better, we say so.
bexio
The market leader for SMEs. We compare price, AI and multi-company handling.
LumaBill vs bexio →Banana
Cheap desktop bookkeeping versus cloud with AI and automatic bank matching.
LumaBill vs Banana →Magic Heidi
Pure invoicing app versus real double-entry bookkeeping with GeBüV export.
LumaBill vs Magic Heidi →Frequently asked questions about accounting software in Switzerland
What is the best accounting software in Switzerland?
There is no single best - it depends on your needs. bexio is strong for larger SMEs, Banana is cheap for numbers pros, CashCtrl is good for free starters. If you want fair pricing from CHF 9 per month with an AI assistant, multiple companies in one account and Swiss hosting, LumaBill is a strong choice.
Which Swiss accounting software is cheapest?
Banana is cheapest: a free plan up to 70 booking lines, then CHF 89 per year - but it is a desktop app. Among cloud tools LumaBill starts from CHF 9 per month. CashCtrl has a genuine free plan; KLARA has only a trial and starts at CHF 48 per month. Note that features like automatic bank matching are often only in higher tiers.
Which software supports the Swiss QR-bill?
All the Swiss tools compared here (LumaBill, bexio, Banana, CashCtrl, KLARA, Magic Heidi, MILKEE) create QR-bills. FastBill is a German product and does not support the Swiss QR-bill.
Which tool is suitable for double-entry bookkeeping with VAT?
LumaBill (from CHF 19), bexio, Banana, CashCtrl and MILKEE offer double-entry bookkeeping with VAT returns. Magic Heidi is focused on invoicing and has no double-entry bookkeeping. With KLARA, bookkeeping is only in the paid plans.
Can I switch to LumaBill from another tool?
Yes. LumaBill reads common exports (e.g. from bexio), so you can bring along clients, products and receipts. There is no lock-in: you can export everything anytime as CSV, PDF or a GeBüV-compliant audit export.
Sources & methodology
Prices and features are based on the providers' official pages, as of July 2026. Each detail page below carries its own dated sources.
- LumaBill pricing - as of July 2026
- Roundup: Swiss accounting software compared