LUMABILL JOURNAL

Blog

Tips and guides on bookkeeping, invoicing, and running a business in Switzerland.

June 18, 20267 min read

Create a QR-bill with PostFinance, UBS and Raiffeisen - how it works (and the simpler alternative)

Most Swiss banks let you create a QR-bill inside e-banking - but it is clunky and different at every bank. Here is how it works at PostFinance, UBS and Raiffeisen, and why a bank-agnostic generator is often faster.

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June 15, 20268 min read

Create a Swiss Payment Slip (QR-Bill): Free in 2 Minutes (2026)

The old Swiss payment slip was discontinued in 2022 - today you create a QR-bill instead. Here's how, step by step: the right reference, the Swiss cross, free and without signing up.

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June 10, 202612 min read

Best Accounting Software Switzerland 2026: 9 Tools Honestly Compared

Bexio, LumaBill, MILKEE, Magic Heidi, CashCtrl, Banana and more: prices and features of 9 Swiss accounting tools compared. As of June 2026.

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June 10, 20268 min read

CAMT.053 Import Switzerland: Automate Your Bank Statements

What is a CAMT file? How to import camt.053 bank statements into your bookkeeping - a step-by-step guide for Swiss SMEs and freelancers.

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June 9, 202610 min read

Swiss VAT Registration 2026: When Do You Have to Charge VAT?

At what turnover do you become liable for VAT in Switzerland? The CHF 100,000 threshold, 2026 VAT rates, when liability starts, voluntary registration, and how to get your VAT number - explained simply.

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May 29, 202611 min read

Swiss Net Tax Rate Method (Saldosteuersatz) 2026: When It Pays Off

The Swiss net tax rate method (Saldosteuersatzmethode) explained: eligibility, flat rates by industry, and a real cost calculation showing when the saldo method beats effective VAT - and when it doesn't.

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April 10, 20268 min read

AI meets accounting: How to use Claude and other AI assistants with LumaBill

LumaBill offers an MCP server that lets AI assistants like Claude directly access your invoices, clients, and expenses. Learn how to manage your accounting with simple sentences.

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April 4, 20268 min read

Milchbüechli Bookkeeping in Switzerland: What Counts, What Doesn't - and How to Automate It

What is Milchbüechli bookkeeping, who qualifies, and what goes in? A practical guide for freelancers and sole proprietorships in Switzerland - with examples and tools.

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February 23, 20269 min read

Bexio Alternative in Switzerland 2026: Why LumaBill Is the Better Choice

Comparison of the best Bexio alternatives in Switzerland 2026. LumaBill offers invoicing, bookkeeping, bank import, and AI categorization from CHF 19/mo.

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February 20, 202610 min read

Simple Bookkeeping for Freelancers in Switzerland (2026 Guide)

Swiss freelancers are required to keep accounts - but how complex does it need to be? When Milchbüechli is enough, when you need double-entry, VAT thresholds, and what actually belongs in your annual accounts.

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February 18, 202610 min read

Swiss QR-Bill Guide for Freelancers (2026)

Swiss QR-bills replaced paper payment slips in 2022. QR-IBAN vs regular IBAN, which reference type to use, layout rules, and the mistakes that get invoices rejected - plus a free generator.

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