More than just cheaper than Bexio
Bexio is capable, but built for bigger companies. LumaBill brings three things that set it apart.
AI assistant included - hosted in Switzerland
Scan receipts, categorise expenses and match bank transactions with Claude AI on servers in Switzerland (AWS Zurich). Your data is never used to train AI, and the assistant is included in the price.
Run your books by AI (MCP server)
Connect Claude, ChatGPT or Cursor straight to LumaBill: "Create an invoice for client X". A native MCP server gives your AI assistant full, secure access - something Bexio doesn't offer.
Multiple companies, one account
Running several companies - as a fiduciary, holding or serial founder? Switch between company profiles in LumaBill with one click, with no separate subscription per company.
LumaBill vs. Bexio
An honest comparison. Where both are equally good, we say so.
All prices per month on annual billing. Bexio pricing and features as of June 2026 (Basic from CHF 35, automatic bank reconciliation only from Advanced CHF 42). Both tools support Swiss QR-bill, CAMT import and hosting in Switzerland.
“I've been waiting a long time for accounting software that truly understands what businesses do. LumaBill, with its MCP server and integration with my AI agents, is the perfect fit. I also appreciated the founder's attitude: listening to clients and implementing the ideas that make the most sense, so every other user benefits too. Goodbye bexio.”
Olivier DubuissonCo-Founder, smartiz.aiSwitching from Bexio is easy
Nobody likes losing data or time. So we make the switch easy and low-commitment.
The best Bexio alternatives 2026 at a glance
No single alternative fits everyone. Five more Swiss tools, honestly placed.
Banana Accounting
The Ticino classic works like a smart spreadsheet and runs as a desktop program with local files. Ideal if you prefer to keep your data on your own device. You give up a cloud interface and an AI assistant.
LumaBill vs. Banana →CashCtrl
Extremely customizable, with a free tier. The flip side is a steep learning curve. For most freelancers it is more toolbox than complete solution.
LumaBill vs. CashCtrl →KLARA
Bookkeeping, payroll, shop and more from CHF 48/mo. Handy if you really want everything from one vendor, but it quickly leads to upselling and features you never use.
LumaBill vs. KLARA →MILKEE
A solid Swiss option with QR-bill, double-entry bookkeeping and receipt scanning in four languages. On most plans it costs more than LumaBill for a comparable feature set.
LumaBill vs. MILKEE →Magic Heidi
Lean and mobile-first, great for writing invoices. Once VAT returns, bank reconciliation and year-end close come into play it hits its limits: no real double-entry bookkeeping.
LumaBill vs. Magic Heidi →Other names that come up: Smallinvoice, Abacus, Accounto and Run my Accounts. They target larger SMEs or the fiduciary business and are usually too heavy or too expensive for freelancers and small companies.
Frequently asked questions about the Bexio alternative
What is the best Bexio alternative in Switzerland?
It depends on your needs. If you want a cheaper, faster tool with an AI assistant, an MCP server and multiple companies in one account, LumaBill from CHF 15.83 per month is a strong Swiss Bexio alternative, with Swiss hosting and the QR-bill included.
Is LumaBill cheaper than Bexio?
Yes. LumaBill starts at CHF 15.83 per month on annual billing (CHF 24.17 with all AI features), while Bexio starts from CHF 35 per month. Multiple companies are included with LumaBill instead of a separate subscription.
Can I migrate my data from Bexio to LumaBill?
Yes. LumaBill reads Bexio exports, so you can bring along clients, products and receipts. You can export everything again at any time as CSV, PDF or a GeBüV-compliant audit export, with no lock-in.
Does LumaBill support the Swiss QR-bill like Bexio?
Yes. Both create ISO 20022-compliant Swiss QR-bills and support CAMT bank import. LumaBill also hosts in Switzerland (AWS Zurich).
What can LumaBill do that Bexio cannot?
A native MCP server that lets you run your books by AI (Claude, ChatGPT, Cursor), plus multiple companies in one account at no extra cost. The AI assistant is included in the price.
Which Bexio alternatives exist in Switzerland?
The main Bexio alternatives in 2026 are LumaBill (AI-assisted invoicing and bookkeeping from CHF 15.83/mo on annual billing), Banana (desktop accounting), CashCtrl (flexible, with a free tier), KLARA (business suite), MILKEE (multilingual) and Magic Heidi (invoicing only). The right one depends on whether you only write invoices or also keep the books.
Why do so many people look for a Bexio alternative?
Mostly price: since March 2026 Bexio runs four packages from CHF 35/mo, and automatic bank reconciliation is only included from Advanced (CHF 42/mo). Many freelancers and SMEs do not need every feature and do not want to pay for it.
Sources
- bexio plans and pricing - official price overview, accessed June 2026
- LumaBill pricing - as of June 2026