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Swiss gross-to-net salary calculator

Work out your net salary from gross using the 2026 statutory Swiss social deductions. AHV/IV/EO and ALV are fixed; NBU, pension fund and tax rate are adjustable.

Gross salary per yearCHF 78,000.00
AHV / IV / EO (5.3%)- CHF 4,134.00
ALV (1.1%)- CHF 858.00
NBU (accident insurance)- CHF 1,092.00
Net salary per yearCHF 71,916.00
Net salary per monthCHF 5,993.00

Indicative. AHV/IV/EO and ALV are fixed by law; NBU and BVG depend on the plan and age. Income tax (or withholding tax) is cantonal and only included here as an optional estimate.

Frequently asked questions

Which deductions are taken from gross salary?

Fixed by law are AHV/IV/EO (5.3%) and ALV (1.1% up to CHF 148,200). On top come NBU (accident insurance, plan-dependent) and BVG (pension, age-dependent). Income tax is cantonal.

Is health insurance included in net salary?

No. Health insurance (KVG) is paid privately in Switzerland and is not a payroll deduction.

Why is tax only an estimate?

Income tax depends on canton, municipality, marital status and religion. Enter your effective rate for a more accurate estimate.

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